Welcome to Southern Savers, where finding deals and steals is simple and rewarding!

See I told you, this would help!

Coupon Abbreviations
  • SC = Store Coupon
  • MC = Manufacturer Coupon
  • SS = Smart Source
  • RMN = Retail Me Not
  • PG = Proctor and Gamble
Coupon Terms
  • WYB = When You Buy
  • B1G1 = Buy One Get One Free
  • .75/1 = 75 cents off one item
  • .75/3 = 75 cents off three items
  • EXP = Expiration Date

Going Nuts? I can help you understand coupon terms and abbreviations

Learn to cut out all the unnecessary banking fees.

A couple days ago I wrote about how to get the best savings rates for your emergency fund (that you should definitely have).  Writing that made me realize that many folks don’t even think about the cost of keeping their money in a bank in general.

Remember that keeping $1000 in a normal bank would make you a whopping $3 a year in interest based on current rates.  Because of low returns on your money you should work hard to not pay the bank to keep your money!!  Even one ATM fee a year and you’ve lost money on this deal…

What are some banking fees that you can avoid?

Monthly Account Fees
This is very 1980.  Most banks/credit unions offer free checking and savings accounts and you need to make sure you are in one.  Most of these do not have minimum balance requirements.  If your bank doesn’t offer free accounts, then it may be time to look elsewhere…  Pulling up a few different major banks I found that many don’t state that they offer “free” checking but if you have at least one direct deposit a month your fee is waived.  If you are in this type of account, remember what is required.  Changing jobs and not immediately setting up your direct deposit could be costly.

Things that may be required to maintain free checking:

Balance requirements
Minimum transactions per month
Direct deposit per month of a certain minimum amount (usually $500)

Bounced Check Fees
Also called Non-Sufficient Fund Fees (NFS), this is a huge $25-$35 fee every time a check bounces.  The simple solution here… balance your check book regularly!  If you use your debit card a lot make sure to pull out your bank register and enter those items as soon as you make them so you don’t forget.

Overdraft Fees
Overdraft protection is a big source of bank fees.  You may celebrate that the check didn’t bounce, but you’ll still end up paying a big fee because they did pay it.  My local bank charges $36 per overdraft paid item.  If you mess up and overdraft a couple items, you’ll pay the fee for every single item!

ATM Fees
As long as you stay at your banks ATMs you should always be fine, but the minute you use a machine that isn’t with your bank (or your network for credit unions) the fees start adding up.  Most ATM fees are $2.50 to $3 per transaction.  This doesn’t include a fee that the actual ATM may charge you as well!  To avoid these fees all together select cash back when you make in-store purchases at grocery stores etc.  There are no fees associated with cash bank when the transaction is already being processed.

Lost Card Fee
You may not realize that losing your wallet means fees too.  Most major banks have a card replacement fee starting at $5.  If you need the card rushed to you that could be up to $20 in fees.  This one fee most banks will waive though if you complain.  If your wallet was stolen definitely refuse to pay any fees for new cards.  The banks tend to waive this without much fuss.  If you lose your card monthly, that may not be as easy for you.

Paper Statement Fee
Many banks now charge a monthly fee to mail you a paper statement.  Our bank charges $1 a month!  Make sure you are set for digital statements.

Tip: With digital statements you need to put on your calendar a monthly reminder to look over your statements.  This way you can catch quickly any incorrect billing, or payments you didn’t realize you were still making.

Read More→

    Printable Shopping List
    lowes foods weekly ad

    Here is a list of deals from the new Lowes Foods weekly ad that will run through 2/28. Get Starbucks coffee for $6.99, Angel Soft bath tissue for $5, and more.

    Buy Two Get Three Free

    • This is a great deal. Stock up! Progresso Soup, selected, 18-19 oz, $3.95 (makes them $1.58 each)
    • This is a great deal. Stock up! Pepsi Products, selected, 6 pk 16 or 16.9 oz bottles, $6.49 (makes them $2.59 each)

    Buy Two Get Two Free

    • Pepsi Products, selected, 12 pk 12 oz cans, $7.99 (makes them $3.99 each)

    Meal Deal

    • Buy all (3) Participating Products, for, $9.99
      (ends 2/28)

      (1) Lowes Foods Pizza, selected 12.05-25.5 oz (or $5.99 each)
      (2) Coke 1.25 L (or $1.25 each)
      (2) Mayfield Ice Cream, selected 48 oz (or B1G1FREE)

    Buy One Get Ones

    • Smokehouse Fully Cooked Baby Back Ribs, Original, Honey Bourbon or Beer Den infused, 24 oz, at $21.99 ($10.99)
    • Lowes Foods Easy Peel Tail-On Shrimp, 26/30 ct. 16 oz, at $14.99 ($7.49)
    • Lowes Foods Cooked Tail-On Shrimp, 26/30 ct. 16 oz, at $20.99 ($10.49)
    • High Tide Carolina Shrimp, 41/50 ct. 16 oz, at $11.99 ($5.99)
    • Star’s Pimiento, 11 oz, at $4.49 ($2.24)
    • Ruffles Potato Chips, selected, 5.5-8.5 oz, at $5.59 ($2.79)
    • Starry Beverages, selected, 6 pk 7.5 oz cans, at $4.99 ($2.49)

    Produce

    • This is a great deal. Stock up! California Navel Oranges, 3 lb bag, $4.99
      -$2 Lowes Foods eCoupon, limit (2)
      (makes it $2.99) Read More→
      Printable Shopping List
      winn-dixie weekly ad

      Here are the deals from the new Winn-Dixie weekly ad that starts today, 2/22. Get Blue Bunny ice cream for $2.69, Quaker oats for $1.49, and more.

      Weekend Sale – Friday to Sunday

      • T-Bone Steak, value pack, $4.99 lb
      • Boneless Ribeye Steak, value pack, $7.99 lb
      • Pork Loin Baby Back Ribs or St. Louis Style Spareribs, $2.99 lb, limit 2
      • Fisherman’s Wharf Raw Shrimp, 41-50 ct. or 51-60 ct, 16 oz, $4.99
      • Wonderful Pistachios, 16 oz, $9.99 B1G1
        (makes it $4.99 ea.)
      • Folgers Coffee, 22.6-25.9 oz, $6.99
      • StarKist Tuna Pouch or Smart Bowl, 2.6-4.5 oz, 83¢
      • Bumble Bee Chunk Light Tuna, 5 oz, 83¢
      • SE Grocers Paper Towels or Bath Tissue, 6 big rolls or 12 dbl rolls, $5

      Buy One Get Ones

      • Whole Pineapple, at $4.99 ($2.49) ea.
      • Yellow Dragon Fruit, at $4.99 ($2.49) ea.
      • SE Grocers Naturally Better Organic Salad Blends, 5 oz, at $4.99 ($2.49)
      • SE Grocers Grape Tomatoes, 12 oz, at $3.49 ($1.74)
      • Mixed Melon Chunks, (price not listed)
      • Jimmy Dean Bacon, 16 oz, at $10.99 ($5.49)
      • Hormel Always Tender Pork Loin Filet or Tenderloin, 18.4-24 oz, at $11.99 ($5.99)
      • Carando Meatballs, 16 oz, at $6.99 ($3.49)
      • Bone-In or Boneless Pork Shoulder Blade Steaks or Country Style Ribs, at $5.99 ($2.99) lb
      • Fisherman’s Wharf Bay Scallops, 12 oz, at $19.99 ($9.99)
      • Nature’s Best Surimi Crab Sticks or Crab Meat Flakes, 16 oz, at $7.99 ($3.99)
      • Fisherman’s Wharf Raw or Cooked Shrimp, 16-20 ct, 21-30 ct, or 26-30 ct. raw, 16-20 ct. or 41-50 ct. cooked, 16 oz, at $22.99 ($11.49)
      • Oscar Mayer Beef Bun Length or Natural Turkey Franks, 15-16 oz, at $6.99 ($3.49)
      • Gorton’s Frozen Seafood, 6-24.5 oz, (price not listed)
      • PictSweet Farms Roasting Vegetables, 16-18 oz, (price not listed)
      • Fisherman’s Wharf Raw Shrimp, 41-50 ct. or 51-60 ct., at $19.99 ($9.99)
      • Blue Bunny Ice Cream or Novelties, 46-48 oz or 8 ct., at $6.49 ($3.24)
        Manufacturer Coupon -.55/1 Blue Bunny ice cream and novelties (sign up) printable
        (makes it $2.69) Read More→

        Go wild in the skies with this airfare deal from Frontier Airlines! Through September 29th, Frontier is offering a Go Wild All-You-Can-Fly Pass for only $399 (reg. $999)!

        This pass gives you unlimited flights from May 2nd through September 30th!! Not enoug time for you? Make it an Annual GoWild Pass for just $1299 (reg. $1999).

        Note that there are blackout periods for travel. See the full terms here. You will need to cancel your pass to avoid automatic renewal when your pass expires.

        See more online shopping.

          Printable Shopping List

          Head to your store starting 2/22 to find these deals from the new Harris Teeter weekly ad. Get Quaker oatmeal for 22¢ and more.

          Evic Items Thursday thru Sunday

          • Progresso Classic or Traditional Canned Soup, 18-19 oz, $1.77, limit 6
            Manufacturer Coupon -$2/6 Progresso soup, excl dry mix, Coupons.com mobile app
            Manufacturer Coupon -$2/6 Progresso Soup items, excl dry mixes, Harris Teeter eCoupon
            -500 points WYB Progresso Canned Soup purchase of $5+, excl dry soup mixes, limit , enter code N0REC before first receipt to get 2000 Bonus points, Fetch Rewards mobile app
            (use $2/6, makes it $1.44 ea.)
          • Coca-Cola Products, 12-pack cans or 8-pack bottles, $3.97, limit 4
          • Corona, Heineken, Stella Artois or Modelo Beverages, 12 pack, $13.97, limit 4
          • Smithfield Whole Boston Butt Pork Roast, 97¢ lb, limit 2

          2X Fuel Points

          • Beggin’ Strips Dog Treats, 6 oz, $3.50
          • Beggin’ Strips Party Pack Dog Treats, 40 oz, $16.99
          • Beyond Mixers, 1.5 oz, $1
          • Evolve Classic Crafted Meals Wet Dog Food, 3.5 oz, $1.20
          • Evolve Grain-Free Dry Dog Food, 12-14 lb, $21.99
          • Fancy Feast Appetizers or Broths, 2 oz, $1.50
          • Fancy Feast Savory Cravings, 1 oz, $1.99
            Manufacturer Coupon -$3.50/2 Fancy Feast Savory Cravings or Savory Puree Naturals cat treats, Coupons.com mobile app
            Manufacturer Coupon -$3.50/2 Fancy Feast Savory Cravings or Savory Puree Naturals cat treats printable
            (makes it 24¢ ea.)
          • Fancy Feast Savory Cravings, 3 oz, $4.99
            Manufacturer Coupon -$3.50/2 Fancy Feast Savory Cravings or Savory Puree Naturals cat treats, Coupons.com mobile app
            Manufacturer Coupon -$3.50/2 Fancy Feast Savory Cravings or Savory Puree Naturals cat treats printable
            (makes it $3.24 ea.) Read More→
            Printable Shopping List

            If you missed this great Aveeno deal earlier this month at Walgreens, it’s back!  For a body wash that normally costs $9.49 you’ll walk out with it for $2.11 after sales and coupons!

            Tip: This is a rare deal where you may actually want to buy the Aveeno online for a local pickup order. Instead of the Register Reward, you’ll earn $7 in Walgreens cash! That’s even more than the in-store reward. You’ll still get a paper receipt when you pick up your order that you can submit to Ibotta and the online rebate.

            Walgreens Aveeno Deal (ends 2/25):

            • $5 RR wyb $25 in Aveeno Body Wash, B1G1 50% off at $9.49
              Buy:
              (4) Aveeno Body Wash, 18 oz, $9.49
              Use:
              Manufacturer Coupon -$2 off Aveeno body wash or anti-itch product, excl shave, masks, sizes smaller than 2.5 oz printable
              Total Due: $26.47
              Get Back: $5 Register Reward
              Submit For:
              -$5 Visa Gift Card wyb $20 in Aveeno, Band-Aid, Benadryl, Bengay, Clean & Clear, Desitin, Imodium, Johnson’s, Lastaid, Listerine, Motrin, Neosporin, Neutrogena, Pepcid, Tylenol, Visine, Sudafed, Zyrtec or Tena, Online rebate
              (4) -$2 off Aveeno Body Care Products, limit 5, Ibotta mobile app
              Makes it $2.11 each!

            Read More→

              Amazon has a nice sale on select Crocs for adults and kids right now. Grab a pair of slides as low as $20 (reg. $40)!

              There are quite a few styles on sale for up to 50% off! Note that select sizes and colors are available at sale prices. Prices can change at any time. 

              Deal Ideas:


              Crocs Unisex-Adult Classic Graphic Two-Strap Slide Sandals – $20-25 (reg. $40)


              Crocs Men’s and Women’s Classic Realtree Clog
              – $31.90 (reg. $55)

               
              Crocs Unisex-Child Kids’ Superhero Clog – $26.50 (reg. $45)


              Crocs Unisex-Child Crocband Sandal – $15.40 (reg. $30)

              These offers are good for a limited time only. Shipping is free with Amazon Prime or free with orders of $25+.
              Read More→

                If you are as tired of this cold as I am, Spring Break is a great chance to go somewhere warm! As a mama of five, my first inclination is to skip the whole thing and stay home for spring break. A whole week of hearing I’m bored doesn’t like a vacation though, so it’s time to look for a frugal solution. If you are wanting to go somewhere fun but keep it frugal, here are some great options.

                Before you start dreaming up your vacation, set a budget. There is no need to go into debt for spring break adventures. See what you can comfortably spend and try to spend less than that. Once you have your budget, it’s time to pack in as much fun as possible.

                Also know that if the budget you come up with is less than you want or zero, it’s okay! Your children are not entitled to a spring break trip. You can make fun memories, be an amazing parent, and stay home all week.

                Ready to start planning? Here are some tips to help you get started.

                Frugal Spring Break Tips

                Stay At A State Park

                We love to stay at State Parks.  If you don’t have camping gear, you can get a two bedroom cabin for around $89 per night. Look for State Parks with lakes, canoe rentals, hiking trails, etc. Many will even have games and events for the whole family.

                Disclaimer: State Park cabins are not five star hotels. You get what you paid for, but we have always been very content and have never had any issues. They are always very clean and well maintained in my experience.

                AlleganyStatePark2

                Go Camping

                For an even more frugal option at that State Park, go camping! Keep in mind that camping requires a lot of stuff. You’ll need lanterns, tents, ways to cook food, ice chests, etc. If you don’t already have these items it may end up being more expensive than staying in a cabin. Once you make the initial investment though, you can enjoy many frugal vacations.

                The great thing about camping at State Parks is that they have bathrooms and electricity. We love to cheat and bring power strips so we can plug more things in. Even cheaper… save gas and camp in your backyard.

                Daily Deal Sites

                Not up for the wilderness? Grab a voucher for a hotel. Groupon always has deals on hotels. There are some really great options that include indoor pools, arcades, and more. You can also keep it frugal by looking for an option with a small kitchen. Being able to make at least one or two meals each day really saves a lot (even if the hotel room is slightly more expensive up front).

                trip

                Bring Friends

                Team up with another family or two to maximize your trip and savings. You can rent a large house and split up the costs. You can also divide up cooking meals, planning games, etc. A huge added bonus is that the kids have additional people to play with. You can even trade off on babysitting.

                Stay With Friends or Family

                The best way to save on lodging is to stay for FREE! Pick a destination where you have family or good friends. You can visit with those individuals and have the added bonus of free lodging. You can even use some of that money you save to take your hosts out for a nice meal.

                skiing

                Embrace Winter

                If you can handle a bit more cold, head to the mountains to go skiing or snowboarding. Everything from lodging to rentals will be available at a reduced rate. You can save even more by renting equipment from a local store instead of lodge.

                Note: be sure to check the weather before picking this option to make sure the ski resort is still open.

                Staycation

                If funds are really limited, have a staycation at home! Let me warn you beforehand: this option may leave you feeling exhausted. Driving around and planning activities for everyday sounds like more work than vacation to me, but if funds are limited, go for it.

                Some ideas: be a tourist in your city, have family game night, plan a day trip, watch movies, and more.

                mountains

                Volunteer

                Many colleges and some high schools offer alternative Spring Break trips where you volunteer. This may not be as relaxing, but it is a great way to get your hands dirty and gave back. You may need to raise support, but normally the trips are a few hundred dollars at most (including all expenses).

                Not in college or high school? You can volunteer and even bring the kids along. Volunteering is a great way to fight entitlement in children.

                Keep It Short

                Can’t afford a full week at the beach? Just go for 3-4 days. Lodging is usually one of the most expensive parts of a vacation, so the less time you stay, the cheaper overall your vacation is. This also means you spend less on food, entertainment, etc.

                To pack in more fun, remember that even if check out is at 10 am you don’t have to head straight home. You can still fill that day up with fun adventures and just drive home before bedtime. With small children this option does get more complicated, so be sure to plan ahead.

                pretty

                Look For Free Activities

                There are free things to do at any destination! Look for free parks, concerts, festivals, land marks, and more. Free activities are one of the best ways to fill you vacation with fun while staying in budget.

                You can also bring activities for the kids. For us that usually means Scrabble, craft supplies, and books.

                Pack A Cooler

                Plan on spending more than 3 hours in a car? Pack a cooler of food for meals. Even if you stop at McDonalds and everyone gets water, you’ll end up spending at least $20. Happy Meals may make your kid happy, but at $4-$4.50, it quickly adds up.

                Of course, you could get everyone one thing off the dollar menu, but if your kids are anything like mine, they are not going to be happy without that toy… and everyone would be hungry again in an hour.

                Are you planning a spring break trip? Please share your tips in the comments below!

                You can go here for more frugal travel trips.

                  Kroger Weekly Ad: 2/22-2/28

                  on 2.21.2023 at 2:30pm
                  0 Comments
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                  kroger weekly ad

                  Here are the deals from the new Kroger weekly ad that will start on 2/22. Get Quaker instant oatmeal for 54¢, Oscar Mayer bacon for $4.99, and more.

                  Weekly Digital Deals

                  • Milk, 64 oz, $1.29 with eCoupon, limit 5
                    (excludes chocolate)
                  • This is a great deal. Stock up! Kraft American Singles, 12 oz, $2.79 with eCoupon, limit 5
                  • Kroger Cheese Slices, $2.79 with eCoupon, limit 5
                  • Kroger Frozen Crunchy Butterfly Shrimp, 2 lb, $7.99 with eCoupon, limit 5
                  • Gorton’s Seafood, 8.96-24.5 oz, $4.99 with eCoupon, limit 5
                  • Jimmy Dean Breakfast Sandwiches, Roll-Ups or Stuffed Hashbrowns, 4-10 ct., $4.99 with eCoupon, limit 5
                  • Bibigo Crunchy Chicken or Fried Rice, 18-22 oz, $4.99 with eCoupon, limit 5
                  • Bibigo Mini Wontons, Mandu or Organic Potstickers, 16-24 oz, $4.99 with eCoupon, limit 5
                  • Pagoda Egg Rolls, 22 oz, $4.99 with eCoupon, limit 5
                  • Red Baron Stuffed Crust Pizza, 20.72-23.4 oz, $4.99 with eCoupon, limit 5
                  • Twin Marquis Dumplings, 16 oz, $4.99 with eCoupon, limit 5
                  • This is a great deal. Stock up! Post Cereal, 11-14.75 oz, $1.29 with eCoupon, limit 5
                    -.50/1 Post Ok Go! Cereal, select items, limit 5, Ibotta mobile app
                  • This is a great deal. Stock up! Quaker Instant Oatmeal, 6-12 pk., $1.29 with eCoupon, limit 5
                    -.75/1 Quaker Instant Oatmeal, limit 5, Ibotta mobile app
                    (makes it 54¢) Read More→
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