Recently a Southern Savers reader posted the following question on our Facebook page: “How do you budget and save? Our bills are paid, but I want to cut back and start saving more. Can anyone share how they save or budget?” Of course, the whole point of Southern Savers revolves around this question, so I have […]
Join me tonight for our weekly Q&A at 8:30 pm. This week we are going to talk finances, and it’s something everyone needs to hear right now (no sticking your head in the sand and just hoping it’s going to work out). Let’s get finances back in control and try to make all the ends […]
If you’ve been dragging your feet on filing your personal income taxes, it’s time to stop procrastinating and get them filed! The Coronavirus Stimulus Bill includes a payment to most US Citizens (depending on your income level) and they are using past tax returns to decide who gets it. Why You Should File Now If […]
I really believe the Southern Savers community is one of the best online, and so I always love to pose questions I get to all of you and see what you think. One reader wrote in and asked what sources of financial advice I would recommend other than Dave Ramsey. I do have ideas, but […]
While I don’t want to scream that the sky is falling, I think that every household needs to stop and take a hard look at their finances this weekend. Do you have money in savings to handle a missed paycheck or two? Make a plan to live on a tighter budget at least for a few […]
Are you anxiously checking your bank account or mailbox waiting on the tax refund to show up? The IRS states the average tax refund last year was around $1,949 and so far this year refunds are averaging $1,952. I’d be waiting anxiously too if that was what I overpaid. Sadly most folks are eager for the money to […]
We’re all looking for ways to cut our budget, but there comes a point when you start to wonder just how much you can cut! One way to reduce your monthly costs and save money over the course of the year is to find a way to save money on utilities. This doesn’t mean turning […]
It’s the beginning of a new year, which is when many people make goals regarding their finances (for more, see how to set yearly goals). Maybe you’ve already got a solid budget and have plans to set aside money for vacation and Christmas. You’re ready for the next step in growing your finances. Why not […]
It’s a new year, which means you might be looking to tweak your budget and find some extra ways to save money. There may be big ways you can adjust your budget, but if you can find several small ways, sometimes that can be just as meaningful. There are at least 8 bills you can […]
